Sukanya Samriddhi Calculator
Maturity value of a Sukanya Samriddhi account for your daughter at the current 8.2% rate.
Matures in 2047, when she turns 24. Deposits stop after 15 years, but the balance keeps earning interest for 6 more.
Balance year by year
| Year | Her age | Deposited so far | Balance |
|---|---|---|---|
| 2026 | 4 | ₹1,50,000 | ₹1,62,300 |
| 2027 | 5 | ₹3,00,000 | ₹3,37,909 |
| 2028 | 6 | ₹4,50,000 | ₹5,27,917 |
| 2029 | 7 | ₹6,00,000 | ₹7,33,506 |
| 2030 | 8 | ₹7,50,000 | ₹9,55,954 |
| 2031 | 9 | ₹9,00,000 | ₹11,96,642 |
| 2032 | 10 | ₹10,50,000 | ₹14,57,067 |
| 2033 | 11 | ₹12,00,000 | ₹17,38,846 |
| 2034 | 12 | ₹13,50,000 | ₹20,43,732 |
| 2035 | 13 | ₹15,00,000 | ₹23,73,618 |
| 2036 | 14 | ₹16,50,000 | ₹27,30,554 |
| 2037 | 15 | ₹18,00,000 | ₹31,16,760 |
| 2038 | 16 | ₹19,50,000 | ₹35,34,634 |
| 2039 | 17 | ₹21,00,000 | ₹39,86,774 |
| 2040 | 18 | ₹22,50,000 | ₹44,75,989 |
| 2041 | 19 | ₹22,50,000 | ₹48,43,020 |
| 2042 | 20 | ₹22,50,000 | ₹52,40,148 |
| 2043 | 21 | ₹22,50,000 | ₹56,69,840 |
| 2044 | 22 | ₹22,50,000 | ₹61,34,767 |
| 2045 | 23 | ₹22,50,000 | ₹66,37,818 |
| 2046 | 24 | ₹22,50,000 | ₹71,82,119 |
How Sukanya Samriddhi works
A parent can open one account per daughter (up to two daughters) before she turns 10. You deposit for 15 years, and the account matures 21 years after it was opened. Interest is added once a year, so this calculator assumes each deposit is made by 5 April. Up to 50% of the balance can be withdrawn after she turns 18 or finishes Class 10, for her education.
Deposits count towards the old regime's ₹1.5 lakh 80C deduction, and the interest and maturity amount are tax-free.
Estimates only, not financial advice. Your bank's or fund's actual figures can differ (rounding, fees, taxes, date conventions). Calculated in your browser; nothing you enter is sent anywhere.