FINANCE CALCULATOR

Goal Planning Calculator

The monthly SIP or one-time investment needed for a future goal, allowing for inflation.

Goal cost today₹

What it would cost if you bought it today: a degree, a house down payment, a car…

Years until the goalyears

Inflation% p.a.

Education and healthcare costs often rise faster than general inflation.

Expected return% p.a.

Already saved for it₹

Monthly SIP needed₹15,41615.4 thousand

Goal cost then₹35,81,69535.82 lakh

Or invest once today₹11,53,21011.53 lakh

₹20,00,000 today will cost about ₹35,81,695 in 10 years. That leaves ₹35,81,695 to build.

How this is worked out

The goal's cost grows with inflation until you need the money. Anything you've already saved grows at the expected return; the rest comes from a monthly SIP invested at the start of each month, or a single amount invested today. Returns aren't guaranteed, so leave some margin.

Estimates only, not financial advice. Your bank's or fund's actual figures can differ (rounding, fees, taxes, date conventions). Calculated in your browser; nothing you enter is sent anywhere.