Public Provident Fund maturity value at the current 7.1% rate, with 5-year extensions.
₹
₹500 to ₹1,50,000 a year. Deposit before 5 April to earn interest for the full year.
% p.a.
7.1% is the rate for July–September 2026. It's revised every quarter.
Time period
Maturity value₹40,68,20940.68 lakh
Total deposited₹22,50,00022.50 lakh
Total interest₹18,18,20918.18 lakh
Deposited · 55%Interest · 45%
Balance year by year
Deposits (blue) and interest earned (green) · year 1 to 15
Year
Deposited so far
Interest this year
Balance
1
₹1,50,000
₹10,650
₹1,60,650
2
₹3,00,000
₹22,056
₹3,32,706
3
₹4,50,000
₹34,272
₹5,16,978
4
₹6,00,000
₹47,355
₹7,14,334
5
₹7,50,000
₹61,368
₹9,25,701
6
₹9,00,000
₹76,375
₹11,52,076
7
₹10,50,000
₹92,447
₹13,94,524
8
₹12,00,000
₹1,09,661
₹16,54,185
9
₹13,50,000
₹1,28,097
₹19,32,282
10
₹15,00,000
₹1,47,842
₹22,30,124
11
₹16,50,000
₹1,68,989
₹25,49,113
12
₹18,00,000
₹1,91,637
₹28,90,750
13
₹19,50,000
₹2,15,893
₹32,56,643
14
₹21,00,000
₹2,41,872
₹36,48,515
15
₹22,50,000
₹2,69,695
₹40,68,209
How PPF works
The Public Provident Fund runs for 15 years and can be extended in blocks of 5 years. Interest is worked out monthly on the lowest balance between the 5th and the end of the month, and added once a year, so a deposit made by 5 April earns interest for the whole year. That's what this calculator assumes.
Deposits up to ₹1.5 lakh a year count towards the old regime's 80C deduction, and the interest and maturity amount are tax-free.
Estimates only, not financial advice. Your bank's or fund's actual figures can differ (rounding, fees, taxes, date conventions). Calculated in your browser; nothing you enter is sent anywhere.
