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FINANCE CALCULATOR

Gratuity Calculator

Gratuity on leaving a job, under the 2025 labour codes, with the ₹20 lakh cap.

₹
Basic pay plus dearness allowance only, not HRA, bonus or other allowances.
years
months
Employer covered by the gratuity law?
Employment type
Service recordPermanent · covered employer (÷ 26)
JoinedQualifies at 5 years10 y 7 m served
Gratuity payable₹3,17,3083.17 lakh
Tax-free amount₹3,17,3083.17 lakh

₹50,000basic + DA×15days' pay×11years÷26days a month=₹3,17,308formula result

The extra 7 months count as a full year.

How gratuity is calculated

If your employer is covered by the gratuity law (usually 10 or more employees), gratuity is your last basic salary + DA × 15 × years of service ÷ 26, and a final part-year of more than 6 months counts as a full year. Otherwise it's ÷ 30, using completed years only.

Permanent employees qualify after 5 years; under the Code on Social Security (in force from November 2025), fixed-term employees qualify after 1 year. Gratuity is capped at ₹20 lakh, and for private-sector employees it is tax-free up to ₹20 lakh. Government employees' gratuity is fully tax-free.

Estimates only, not financial advice. Your bank's or fund's actual figures can differ (rounding, fees, taxes, date conventions). Calculated in your browser; nothing you enter is sent anywhere.