Tax on selling shares, mutual funds, property or gold, with the indexation option for older property.
What did you sell?
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Brokerage, sale deed or agent's fees. Not STT.
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The ₹1.25 lakh exemption is per year, across all sales.
Holding periodHeld 3 y 4 m · sold in FY 2026-27
Tax on this sale₹22,75022.8 thousand
Capital gain₹3,00,0003.00 lakh
Taxable gain₹1,75,0001.75 lakh
Bought10 Apr 2023Long-term if sold after10 Apr 2024Sold1 Sep 2026
Long-term · held 3 years 4 months (long-term after 12 months) · sold in FY 2026-27
Rate 12.5%, after the ₹1,25,000 exemption; tax ₹21,875 + 4% cess ₹875.
Capital gains rules for FY 2025-26 and 2026-27
Listed shares and equity funds: long-term after 12 months. Short-term gains are taxed at 20%; long-term gains at 12.5% on the amount above ₹1.25 lakh a year.
Property, gold, unlisted shares: long-term after 24 months, taxed at 12.5% without indexation. For land or buildings bought before 23 July 2024, you can choose 20% with indexation instead. Short-term gains are added to your income and taxed at your slab rate.
Debt funds bought from 1 April 2023: always taxed at your slab rate.
Not included: surcharge (for incomes above ₹50 lakh) and exemptions for reinvesting in a house or specified bonds, which can reduce or remove the tax on property and other long-term gains. The 87A rebate doesn't apply to these special-rate gains. To report gains in your return, see the ITR filing guide.
An estimate, not tax advice. Surcharge and reinvestment exemptions are not included. Calculated in your browser; nothing you enter is sent anywhere.
