CAGR Calculator
The compound annual growth rate between a starting and a final value.
Growing at 20.11% every year for 5 years turns ₹1,00,000 into ₹2,50,000.
The steady path at 20.11% a year
The same start and end joined by equal yearly growth. It's how CAGR smooths the period, not what the investment actually did in between.
| Year | Value on the steady path |
|---|---|
| 1 | ₹1,20,112 |
| 2 | ₹1,44,270 |
| 3 | ₹1,73,286 |
| 4 | ₹2,08,138 |
| 5 | ₹2,50,000 |
What CAGR means
CAGR (compound annual growth rate) is the steady yearly return that would take an investment from its starting value to its final value over the period: CAGR = (final ÷ start)1 ÷ years − 1. It smooths out the ups and downs, which makes it the fair way to compare a fund, a stock or a property held for different lengths of time. It doesn't account for money added or withdrawn in between; for SIPs, use XIRR instead.
Estimates only, not financial advice. Your bank's or fund's actual figures can differ (rounding, fees, taxes, date conventions). Calculated in your browser; nothing you enter is sent anywhere.