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TAX CALCULATOR

Advance Tax & TDS Calculator

Whether you owe advance tax, your instalment dates and amounts, and the monthly TDS on your salary.

Financial year
Your age
Tax regime

Income for the year

₹
₹
FD and savings interest, rent after deductions, freelance fees not on the presumptive scheme, etc.
Presumptive business or profession?

Old-regime deductions

₹
₹
₹

Tax already covered

₹
Tax your employer, bank or clients deduct, as in Form 16 / 26AS.
₹
Instalment planFY 2026-27 · new regime
Tax still to pay₹1,30,0001.30 lakh
Total tax (new regime)₹1,30,0001.30 lakh
Covered by TDS₹0

You need to pay advance tax. Your tax after TDS is ₹1,30,000, which is ₹10,000 or more.

  1. 15 Jun 2026₹19,50015% by then · Missed
  2. 15 Sept 2026₹39,00045% by then · Missed
  3. 15 Dec 2026₹39,00075% by then · Next
  4. 15 Mar 2027₹32,500100% by then · Upcoming

Your employer should deduct about ₹0 a month as TDS on salary (₹0 for the year, new regime).

Instalments already missed will add about ₹2,340 in interest. Paying the balance soon keeps it from growing.

Your instalments for FY 2026-27

Pay byTotal paid by thenThis instalmentStatus
15 Jun 202615% · ₹19,500₹19,500Missed (≈ ₹585 interest)
15 Sept 202645% · ₹58,500₹39,000Missed (≈ ₹1,755 interest)
15 Dec 202675% · ₹97,500₹39,000Next
15 Mar 2027100% · ₹1,30,000₹32,500Upcoming

How advance tax works

If the tax you'll owe for the year, after TDS, is ₹10,000 or more, you pay it during the year instead of at filing time: 15% by 15 June, 45% by 15 September, 75% by 15 December and 100% by 15 March. If you use the presumptive scheme for a business or profession, you can pay it all by 15 March. Residents aged 60 or more without business income are exempt.

Paying late costs 1% a month on the shortfall. You pay advance tax online through the Income Tax portal's e-Pay Tax service. When the year ends, file your return with the free ITR filing guide.

An estimate, not tax advice. It uses the same tax engine as our ITR guide but doesn’t cover capital gains or every deduction. Calculated in your browser; nothing you enter is sent anywhere.